Pay with HSA/FSA

Health Savings Account (HSA) and Flexible Spending Accounts (FSA) are tax-advantage savings accounts that help you pay for healthcare expenses.

Flex is a payments platform that enables customers to use their Health Savings Account (HSA) or Flexible Spending Account (FSA) funds at checkout. Exclusive Beauty Club has partnered with Flex to make it simple to spend your pre-tax dollars on eligible skincare and beauty products.

At checkout, select the Flex | Pay with HSA/FSA option and enter your HSA or FSA card details. If you are currently logged into Shop Pay, please check out as a guest to access this payment method.

Since these funds are pre-tax, you will save up to 30-40%

No, but some products require documentation from a licensed healthcare provider stating that the item is necessary to treat or manage a specific medical condition. This documentation is called a Letter of Medical Necessity (LOMN). If a product requires LOMN, Flex facilitates a chat-based consultation that generates the letter in real time.

A Letter of Medical Necessity is a formal document from a licensed healthcare provider stating that a specific product or service is required to treat, manage, or prevent a medical condition. This documentation is often required by HSA/FSA administrators to approve the use of pre-tax funds for certain health and wellness items.

Through our partner, Flex, you can obtain a LOMN directly during the checkout process:

The Process: You will complete a brief, chat-based consultation with a medical professional.

The Cost: There is a $12 fee for the consultation and issuance of the letter.

Validity: Once issues, the letter is valid for one full year of eligible shopping.

You can still purchase eligible products using a standard payment method and get reimbursed later. Complete your purchase, then select the Get Reimbursed option on the order confirmation page. Flex will send you a Letter of Medical Necessity (LMN) to submit to your HSA/FSA provider for reimbursement.

Your card may be declined if the product is not classified as HSA/FSA eligible, if your account balance is insufficient, or if your card issuer restricts certain merchant categories. Please verify your card balance and confirm the item is on the eligible products list. Contact your HSA/FSA provider if the issue persists.

At this time, you can only use one HSA/FSA card per transaction through Flex. If your card balance does not cover the full order amount, you can split the payment by paying the remaining balance with a standard credit or debit card at checkout.

Yes, you will earn Rewards points on any purchase at Exclusive Beauty Club regardless of payment method.

Not at this time. This feature is coming soon.

Your return will follow the same process and policies for all items at Exclusive Beauty Club. You can refer to our Return Policy for more information.

Eligible products are determined by IRS guidelines for HSA/FSA-qualified medical expenses. Browse our HSA/FSA Eligible Products collection to see all qualifying items. Eligibility is shown on individual product pages.